Every business needs some form of Business Insurance, for example if you employ staff even on a part time or short term basis it is a legal requirement for you to have Employers’ liability insurance. This protects your business if an employee is injured or becomes ill because of their work.
Other options are:
Public liability insurance – you own or run a business of any size, public liability insurance is a must. It serves to protect you and your business against any claims for accidental damage caused to property or an individual (including death) whilst at your premises or as a result of your business activities you own or run a business of any size, public liability insurance is a must. It serves to protect you and your business against any claims for accidental damage caused to property or an individual (including death) whilst at your premises or as a result of your business activities If you own a business then taking out Public Liability Insurance will protect both you and your business against claims of accidental damage to property or person whilst at your premises as a result of business activities.
Property insurance – This simply protects your premises and its content. Whether it be IT equipment, tools or stock. If you own your premises this will help protect it as an asset and also give you piece of mind that you will be covered in the event of a flood, fire or other event which damages your property.
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